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It's no secret that Cyberpunk 2077 didn't live up to expectations, but with CDPR's release of modding support tools, modders have already gone to work at putting together some excellent additions. These are some of my favorite mods released thus far.
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It will be a typical millenial/zoomer gravy train once they are done with it though. I wish we had a way on consoles to revert to old(er) patches.
So take that for what it's worth but I'm very often ashamed to be a gamer with these fellow gamers right now and that's not a diss. It's a shameful admission lol.
Oh and for those people who think they've gamed the system. Chargebacks are on your credit history for life, not always viewable by you.
Godfred's Tomb Trailer: https://youtu.be/-nsXGddj_4w
Original Skyrim: https://www.nexusmods.com/skyrim/mods/109547
Serph toze kindly has started a walk-through. https://youtu.be/UIelCK-lldo
https://www.nexusmods.com/cyberpunk2077/mods/634
https://www.nexusmods.com/cyberpunk2077/mods/669
I am ashamed to be a gamer too.....when I see posts like this from people like you who think they are a gamer first, customer second (if at all). How on Earth is it a handout if you PAID FOR IT? If we all acted like paying customers instead of gamers perhaps we would not have to put up with this kind of bullshit from publishers.
I have never seen someone be this smug about being a complete and utter sucker before.
Truly the world is full of marvels and wonders.
And that thing about chargebacks. Woof. I mean, where does one even begin?
Same for Skyrim, the most modded game ever, you need to disable auto patching or F-ing wait for the new SKSE version.......
But worse for skyrim, they patch the game for no additional content nor fixes. That is on the communities shoulders.
Nothing new here.
Nah I was being truthful there. It's like how the realtors are allowed to create a special file/folder on you. Same with the financials. They keep their own cloud network of info on you and I promise you, every chargeback is listed on your file for life.
It's called a credit control scheme. It's like how the stockmarket employs swtiches as a sort of safety net. Once you have a single chargeback doors start closing to you. The more chargebacks the more doors that are closed to you. And there's literally nothing you can do about it, there's no numbers to call, no way to play a Karen or Diabetic Joe. It just is.
And these aren't even customer disputes with a merchant (which creates a case file with your credit card and you have to contact customer service to have them mediate between you and the merchant if the merchant is being a hardass), but these specificlly are merchant posted refunds (seamless). Doesn't matter either way, they are not tracked nor impact credit history.
PS Just because you request a chargeback... doesn't mean you'll get one.
PPS If a Credit Card company sees an influx of customer disputes from a specific merchant, it will trigger fraud protocols and may freeze(from all cardholders), investigate, and report that merchant... amongst other things.
edit: well i mean she still does but she's an ex now...haha.
To kinda get you up to speed, to the government and people that matter chargebacks are what they call "dead money." And you're a bringer of dead money into the economy "the big pot" once you open that can of worms for chargebacks and don't "take it on the chin."
But it's your life to live. And everything all day is a rolling/running statistic.
I have never seen any credit or marketing model use... or even an attribute hyped (because the bureaus love selling attributes) that has to do with refunds.
BTW - Yes a charge off and even bankruptcy stays on your credit history, but they cure after x years with most institutions. (Different for each lender, hence the x).
It is up in @cheyane post
Every time Skyrim got updated it broke its mods too and the mod authors had to update their mods to the new version of the game. That is how it works even with official modding tools if the mods are using files that got changed by a game update.